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GET
/
agent
/
v1
/
cards
/
bins
curl --location 'https://kf.pikabao.cc/agent/v1/cards/bins?appid=user123&timestamp=1640995200000&sign=ABC123...'

{
  "code": 0,
  "msg": "成功",
  "content": [
    {
      "id": "240820174023000001",
      "bin": "491090",
      "cr": "美国",
      "organization": "VISA",
      "actualOpenCardPrice": "2.00",
      "actualRechargeFeeRate": "3.00%",
      "enable": true,
      "description": "美国 VISA 虚拟卡"
    },
    {
      "id": "240820174023000002",
      "bin": "554866",
      "cr": "美国",
      "organization": "MASTERCARD",
      "actualOpenCardPrice": "2.00",
      "actualRechargeFeeRate": "3.00%",
      "enable": true,
      "description": "美国 MasterCard 虚拟卡"
    }
  ]
}

​
请求参数

​
appid
string
required
用户标识
​
timestamp
string
required
当前时间戳（毫秒）
​
sign
string
required
签名值

​
响应

​
code
integer
响应代码
​
msg
string
响应消息
​
content
array
可用 BIN 列表
curl --location 'https://kf.pikabao.cc/agent/v1/cards/bins?appid=user123&timestamp=1640995200000&sign=ABC123...'

{
  "code": 0,
  "msg": "成功",
  "content": [
    {
      "id": "240820174023000001",
      "bin": "491090",
      "cr": "美国",
      "organization": "VISA",
      "actualOpenCardPrice": "2.00",
      "actualRechargeFeeRate": "3.00%",
      "enable": true,
      "description": "美国 VISA 虚拟卡"
    },
    {
      "id": "240820174023000002",
      "bin": "554866",
      "cr": "美国",
      "organization": "MASTERCARD",
      "actualOpenCardPrice": "2.00",
      "actualRechargeFeeRate": "3.00%",
      "enable": true,
      "description": "美国 MasterCard 虚拟卡"
    }
  ]
}

​
使用说明

开卡前建议先调用此接口获取可用的 BIN 列表和费率信息，然后选择合适的 BIN 进行开卡

​
费率计算示例

如果选择 BIN 491090：
  • 开卡费：$2.00
  • 充值 100，手续费：100，手续费：100 × 3% = $3.00
  • 实际扣费：100+100 + 3.00 + 2.00=2.00 = 105.00